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How not to get attacked by a shark

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Just in time for the July 4 holiday, the New York Times has released an explainer piece on just how prevalent shark attacks are (not very), and where they mostly take place (where the food is).

But just as helpful as these tidbits of knowledge is a short synopsis of what you, a swimmer in the ocean, can do to NOT be attacked by a shark.

Here they are:

1. Don’t go swimming at dusk, night or dawn, when sharks are more likely to be active and feeding.

2. Avoid murky water, where sharks are more likely to mistake you for shark food.

3. Bleeding? Don’t go swimming in the ocean.

The experts say shark attacks are no more prevalent than they usually are this time of year, and point out that this summer conveniently coincides with the 40th anniversary of the release of “Jaws,” so there might be some media hysteria at play, ahem.

However, it’s true that the seven shark attacks along the North Carolina coast are more than the state has recorded in a single year since 2000.

What should you do if you are bitten by a shark?

When you see it coming, try to exit the water slowly, facing the shark, says shark expert Andrew P. Nosal. If you can’t escape, and it attacks you, fight back by grabbing the gills or striking the eyes.

For more about sharks, click here and here.

Potentially deadly jellyfish wash up on NJ shore

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Local beach patrol are warning folks who frequent New Jersey beaches that a rare (for them) and potentially deadly jellyfish is washing ashore.

Beachgoers began reporting what they first thought was very colorful beach trash. Upon closer inspection though, they realized the blobs were not plastic bags, but Portuguese man-of-war. The bright purple jellyfish sport tentacles that grow to about 6 feet in length but can extend  outward up to 165 feet, and are extremely painful when they sting.

The New Jersey jellyfish appear to have washed up without its venomous tentacles. They can be deadly, but that's rare.

Experts say the jellyfish are washing ashore there because they are being carried north by the Gulfstream. The same creatures washed ashore there a year ago, DNA tests confirmed.

Top 10 countries for retirement in 2015

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Thanks to the relatively high cost of living in the U.S., more and more retirees are opting to spend their golden years and hard-earned cash abroad. Currently, an estimated 3 million Baby Boomers plan to move overseas after retirement.

But where in the world is the perfect retirement haven? Each year, expat-focused magazine International Living seeks to answer that question by ranking the best countries for retirees.

The magazine pulls data from their network of correspondents and international organizations to rank countries by cost of living, healthcare, infrastructure and other factors.

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The top 10 countries on their list cover a variety of regions around the globe. While most of the countries on the list remain fairly static over the years, the exact standings did get a bit of a shake-up this time around.

Once again, Central and South America dominate the rankings, accounting for nearly half of the top ten list.

Ecuador and Panama, the two top destinations, feature attractive discount packages to bolster their already low costs of living. Both nations are tourist-friendly, have excellent infrastructure, and boast a variety of entertainment and sightseeing options.

But if you'd rather spend your twilight years in Europe, it's still worth brushing up on your Spanish. Spain remains the top European retirement destination on the list, thanks to cheap prices, beautiful locales and a top-notch healthcare system.

Asia's look-in on the top 10 is mostly thanks to Malaysia and its robust economy, which allows expats to enjoy a high-quality lifestyle at a comparatively low price. 

If you are planning to take advantage of these or any other retirement destinations, the U.S. State Department has a checklist to help anyone looking to retire overseas set their affairs at home in order first. 

The full list of all 25 countries recommended by International Living can be found at their website.

This video includes images from Getty Images and music from Risey / CC BY NC 3.0.

Photos: Top 20 travel destinations for 2015

A look at the best sunscreen for your money

Clark Howard is a nationally syndicated consumer advice expert

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A May 2014 study from Consumer Reports has ranked sunscreens and found that you don't have to pay big bucks to protect your skin from harsh UV rays.Here's what so funny: The highest rated sunscreen that got a Best Buy recommendation turned out to be the cheapest one per ounce they tested!

Want the best sunscreen for your money? Check out these options

Equate Ultra Protection Sunscreen SPF 50, which is a Walmart storebrand lotion, clinched the Best Buy trophy with a score of 80 from Consumer Reports. It costs only 56 cents an ounce, which represents a 9-cent increase in price since last year. Active ingredients include Avobenzone (3%), Homosalate (13%), Octisalate (5%), Octocrylene (7%), and Oxybenzone (4%). The only sunblock to score higher in the lotion category was Coppertone Water Babies SPF 50. This lotion got a score of 81 and costs $1.38. The active ingredient list mirrors that of Equate Ultra Protection Sunscreen SPF 50, with the exact same concentration of active ingredients.When it comes to sprays, longtime Consumer Reports favorite UP & UP Sport SPF 50 got a 90 -- a full 10 points higher than last year's showing for this Target housebrand. Amazingly, the cost per ounces has dropped to 80 cents, down from $1.16 last year! Active ingredients include Avobenzone (3%), Homosalate (10%), Octisalate (5%), Octocrylene (4%), and Oxybenzone (5%).

>>Company claims it has developed drinkable sunscreen

>> Special Section: Your Guide to Summer FunThe historical favorite in this annual tally has been NO-AD Sport SPF 50 with Avobenzone, Aloe, and Vitamin E SPF 45. The NO-AD lotion scored a 69 this time out -- up 20 points from last year. The cost per ounce is 63 cents. Active ingredients include Avobenzone (2.0%), Homosalate (15.0%), Octisalate (5.0%), and Oxybenzone (5.0%).I was talking with a dermatologist last week and she said the real problem is too many people apply sunscreen too sparsely. You need to put gobs of it on your kids. My kids are conditioned to know that it's a five-minute ordeal while we slather them up before they can go out into the sun. It's a necessary precaution. But don't forget yourself either.If you're like me and grew up in the generation when nobody wore sunscreen, we're a ticking time bomb for skin cancer and melanoma. In many cases, early skin cancer detected is just a little aggravation that's easily treated. But undetected, it can grow into melanoma and cost you your life.Whatever sunscreen you get, be sure it says "broad spectrum" on the label for maximum protection.

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The story behind the Kentucky Derby's $2,000 cocktail

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It's Kentucky Derby weekend and that means breaking out the big hats, betting on the horses and ... paying up to $2,000 for a drink. Wait, what? 

Ah, yes. The infamous mint julep. Just one of these puppies might empty out your wallet, though there is the cheaper option: it's only $1,000. (Via Kentucky Derby

So what's the deal with the steep price? Well, for starters it's that cup. This year they feature a gold-plated medallion of a horse and a garland of roses. But like I said, that's just the beginning. (Via Twitter / Matthew Willinger

Of course you have the basics fresh mint, crushed ice, Early Times Kentucky Whisky and the sweetener ... (Via SB Nation

Master distiller Chris Morris says to get the sweet taste, "We have candied rose petals, actual rose petals that we’ve soaked in sugar water... It has the mint, but now it has the rose hint to it.” (Via USA Today

"And then a golden sipping straw. There it is, it's part of the package. 

That's an actual straw?

An actual gold sipping straw. There it is, with a gold dusted mint garnish."

Yes, a golden straw. So, do you think it's worth it? Well, apparently plenty of people do. 

Every year about 120,000 of the cocktails are sold at Churchill Downs Racetrack. We'll leave that math up to you.  (Via Kentucky Derby

Now, not every mint julep at the derby is served in a golden cup with candied rose petals — there are affordable ones, too. The drink has actually been a staple among derbygoers since the races started in 1875. But the drink is much older — dating back about 200 years. 

"Virginians started mixing the version drink around 1803 ... The concoction made its way to Kentucky, the home of bourbon, whiskey and Kentucky colonel mint." (Via Yahoo!

The perfect mixture and the drink's popularity grew wildly. As far as the more expensive version — much of money raised reportedly goes to charity for aging horses.

Cheers! States with the biggest beer drinkers

24 sensational sand sculptures

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